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Review 2/17/2009
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I unfortunately am a victim of this company. I purchased it and when I received the packet was disappointed because nothing they told me was true except they said it was a discount plan. They said they were affiliated with companies like Humana, BCBS, and Aetna. This is how they wee able to offer such a low introductory price and only for a short time because they had a low amount of space left in the program. They in fact are not associated with any of these inurance companies. They really aren't even a discount plan. They are more of a negotiating service. I was told that they cover 80% and we would be responsible for 20% and wouldn't ever have to pay more than $40 for any medicine because their tier was 10/20/40. What was left out was the 4th tier labelled disount medications. Which all the medications we are taking low and behold are located there. All the medications people normally take are there on the 4th tier. Also your emergency room bill has to be over $1,000 to be eligible for their negotiaation services. If they cannot get any discount from the hospital oh well your tough luck you owe it all. However they do offer a service to help you qualify for a loan to pay for your emergency visit. Again you have to qualify, if your credit isn't good enough, SORRY CHARLIE. IF THEY CALL YOU WITH THE SALES PITCH HANG UP. Best advise I can give you. This site doesn't let you give less than 1 star so that is being way to generous. It is a scam. RUN
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